He was past president of the Chartered Institute of Bankers of Nigeria (CIBN). He holds the following qualifications: Bsc (Hons) Finance. Institute of Bankers London, M.Sc (Banking and Finance), Fellow of the Chartered Institute of Bankers of Nigeria (FCIB). Associate of the Chartered Institute of Stockbrokers. (ACS), Bachelor of Laws (LL.B) and Barrister at Law (BL).

Member of the Institute of Chartered Mediators & Conciliators (CHMC). Mr. Unegbu has worked in various Financial Institutions such as African Continental Bank of Nigeria Plc First Bank of Nigeria Plc 1979 – 1990. Broad Bank of Nigeria Limited 1990 – 1991.Progress Bank of Nigeria Plc 1991-1996.Maxi Fund Investment and Securities Limited 1996-2005. He was the Chairman/Chief Executive of Progress Bank of Nigeria Plc between September 1995 – 1996. Director PBN Finance & Trust Company Limited between April 1992 October 1993. Founder and Director of Ogbe Community Bank Limited 1991 till date. He was a Managing Director/Chief Executive Officer (Chartered Stockbroker) of Maxi Fund Investment & Securities Limited between April 1997 May 9 2005. He is a visiting lecturer in Law of Banking, University of Lagos 2001 till date. Associate Consultant with Financial Institution Training Center (FITC) 1996 – 2001 till date. Chairman JIC Governance Plus Rating The Pioneer Corporate Governance Rating Agency in Nigeria 2004 till date. He was the Managing Director/Chief Executive of Citizen International Bank Plc before the merger into Spring Bank Plc.. He is the President of Institute of Certified Credit Administrators. He is fellow of The Certified Pension Institute of Nigeria.

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